According to GoChapaa Official, a stablecoin is a crypto asset designed to maintain a 1:1 value with the US dollar, exemplified by USDT where $1 USDT equals $1 USD (source: GoChapaa Official on X). According to GoChapaa Official, stablecoins aim to protect purchasing power from inflation and keep savings stable, reducing direct exposure to crypto price swings for users and traders (source: GoChapaa Official on X). According to GoChapaa Official, stablecoins are easy to send, supporting fast value transfer that helps traders move funds efficiently without taking BTC or ETH price risk during transfers (source: GoChapaa Official on X).